How It Works

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ACC now has an agreed value plan, which gives you more choice over the level of income you choose to cover.

So, by choosing a lower amount of regular ACC’s accident cover, your ACC premiums decrease. Those savings can then cover all, or most of an Income Protection plan that covers illness AND accidents.  You get a huge increase in cover, without a huge increase in cost.

The ACC Alternative makes it easy. Just answer 5 simple questions on our website, compare your cover on the spot and you’re ready to apply.

To apply just take a few minutes to fill in your details.

We are available to answer any questions you may have via telephone, online chat or email support. Our job is to help make the process as simple as possible.

Once your application’s accepted we’ll email you a folder of your cover selection and post the policy document for you to keep in a safe place.

Too easy! Apply now and get yourself fully protected with THE ACC ALTERNATIVE.

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